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Many of these Help Categories require that the individual or business performing the service possess a particular and valid license or certification, and/or carry appropriate insurance or bond. Every helper’s Worktempl profile will indicate whether the helper possesses these. Additionally, the community member should be aware of any limitations on the scope or total cost of help if retaining any unlicensed contractor. It is the community member’s responsibility to understand the legal requirements and perform appropriate due diligence in this regard. Refer to our Worktempl Terms of Service for more information.